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I have a contract just for data and voice etc without the supply of a phone, this way your line rental is a lot cheaper that it would be. I then buy phones as and when I choose to upgrade, more expensive for the phone but overall with the reduction of the contract value works out better. This only works out if you are not wanting to upgrade your phone every 12 months or can negotiate a better deal for additional lines (have the whole family on one contract) and cheaper additional phones...